PayCardOnline App Privacy Policy

Effective Date: 22 January 2025

At PayCardOnline, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and disclose information about you when you use our mobile app, website, and services (collectively, the "Services"). By using our Services, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following types of personal information when you use our Services:

Personal Information: This includes your name, email address, phone number, and other personal details that you provide to us.

Account Information: This includes your user ID, password, and other account-related information.

Payment Information: This includes your user payment information such as credit card details or other payment methods.

Purchase History: We collect information about your purchases made through our Services.

Photos: If you upload photos to our app, we collect that information.

2. How We Use Your Information

We use the information we collect to:

Provide and improve our Services.

Authenticate users and manage accounts.

Process payments and provide fraud prevention, security, and compliance.

Customize app functionality and provide personalized content.

Send notifications and updates related to our app.

Monitor app usage for analytics and performance improvement.

3. Sharing Your Information

We do not share your personal information with third parties unless required for the functionality of the app, for fraud prevention, or as required by law. We may share data with third-party service providers for app functionality, payment processing, and other services.

4. Data Retention and Deletion

We retain your information as long as necessary to provide our Services to you. You can request to delete your account and associated data by visiting the Delete Account Page.

5. Security

We use encryption to protect your personal data during transmission. Your data is transferred securely over encrypted connections.

6. Data Processing

Your personal data may be processed in real-time for the purpose of providing and improving our Services. In some cases, your data may be retained for longer periods if necessary for security or legal purposes.

7. Your Rights

You have the right to access, update, or delete your personal information. You can also opt out of receiving promotional communications by following the instructions in the communication or through your account settings.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated policy on our website with the new effective date.

9. Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us at:

Email: support@paycardonline.com

Phone: +447465793789

Website: https://paycardonline.com